The statistics of identity theft have become so high that the majority either know somebody who has had his identity nicked or have experienced it themselves. It is a terrible thing to go through and a gigantic mess to try to get cleaned up. It can mean hours of work, phone calls, court cases, and plenty of bother that nobody wants to deal with. It can be something that will haunt you for years each time you try and purchase anything on credit. There are ways to protect yourself, and indeed all means of protection should be exhausted to keep your identity safe.

First, it is now against the law for companies to print your ATM card number on your bill. This contains the bill they keep. They no longer need your number. When they process it, they are given an exchange code that may reference the exchange with your Visa card number. It does not have to be on either copy of the invoice. Sometimes people will look at you funny, but I am making a habit of checking for the number before signing the slip. Then, if they’ve got it revealed I doodle it out and then sign and hand it back to them. This is for your protection. It does not mean that you are expecting the clerk to try and rob you, and they shouldn’t take it badly. What if somebody were to break into their store and nick card receipts? That person would have tons of information wanted to nick identities. So, cross that number out and make it illegible!

Another way to protect yourself is by checking your Mastercard statements. Check them to your receipts and make sure everything adds up. This is the only way to find out if someone is using your card-you’ll be able to find it out quicker this way and cut the amount of damage done.

Next, keep your Visa card with you at all times. Do not let other people take it. If you hand it over to make a payment, keep your eye on it. Confirm they do not take it to a back room or somewhere out of the way. Keep your wallet open and ready to remind you to get the card back immediately after the exchange is complete. Don’t permit yourself to feel rushed and finish up leaving your card behind.

Last, don’t make a response to email phishing scams. No-one should be asking you for your ATM card, SSID number, or other information by e-mail. Corporations should not operate this way, and it’s generally an elaborate scam by someone who is not associated with your bank in the slightest. They are just trying to trick people into giving out private information so they can nick identities.

These are some ideas to keep in mind to keep your identity safe. ID theft has become so common that it is important to take every measure to keep your info safe. Do everything you can to avoid having this happen to you and if it does, try and catch it early to avoid plenty of damage.

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